Talk to your insurance agent. See if you qualify for a discount.
That's what Troy Fire Protection District chief Steve Engledow says in a Sun-Times News Group report outlining how the district's improved rating could save you money.
"It's certainly worth checking with your insurance company and the fire department can be contacted for any documentation that's required," Engledow said in the report.
Troy's rating recently moved from 5 to 3 on the Insurance Services Organization scale, reflecting the fire district's work to improve services and response time.
ISO ratings are a standard used by insurance companies. For each point a district moves lower on the scale, a resident could save 1 percent on his premiums and a commercial customer could save 3 percent, according to the Sun-Times News Group report.