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Troy Fire's Improved Rating Could Save You Money

Many insurance companies use fire ISO ratings to set premium costs. Troy's improved rating—the result of a number of factors, including pumping capacity and training—could lower your bill.

Talk to your insurance agent. See if you qualify for a discount.

That's what Troy Fire Protection District chief Steve Engledow says in a Sun-Times News Group report outlining how the district's improved rating could save you money.

"It's certainly worth checking with your insurance company and the fire department can be contacted for any documentation that's required," Engledow said in the report.

Troy's rating recently moved from 5 to 3 on the Insurance Services Organization scale, reflecting the fire district's work to improve services and response time.

ISO ratings are a standard used by insurance companies. For each point a district moves lower on the scale, a resident could save 1 percent on his premiums and a commercial customer could save 3 percent, according to the Sun-Times News Group report.

anonymous March 20, 2013 at 01:16 pm
Really-save me $? Because I sure pay a hell of alot in taxes that proves otherwise. Those 2 shiny new firehouses and guys to staff them aren't going to pay for themselves so all of us wage slaves need to suck it up and cut back and PAY THOSE TAXES.
Jeffrey Boetto March 20, 2013 at 05:30 pm
Rocket Scientist, you can save money on the amount you pay for HOMEOWNERS insurance, NOT your taxes! Please read the next time you try to post a comment. Yes, a lower ISO rating for the town is a great thing. Congrats Chief Engledow on the hard work with the Department. Businesses can especially save some great money with a lower ISO rating, which is NOT an easy thing to lower!
anonymous March 20, 2013 at 06:41 pm
Genius-1% on $900 insurance IS 9 F-ING $. That is what-2 gallons of gas? I pay over $1000 a year to the TFD so I can NEVER use their service and their wives can drive $60k Denslis? The govt loves fools like you. If businesses paid less in taxes they could hire more and give people a raise.
anonymous March 20, 2013 at 06:42 pm
It's all a big scam and will end soon anyway-so enjoy the ride while it lasts.

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